The Truth About Your Tax Refund

If you get a large tax refund, you’re allowing the IRS to take too much money out of your paycheck. You’re loaning the government your money—interest free. That’s money you could use to pay off debt and/or build wealth each month.

7 Things You Need To Know About The New Tax Deal

The compromise package hammered out by the president and congressional Republicans has been hailed as a needed second stimulus to prevent the economy from slipping back into recession. Congress and the White House are sharing the role of Santa Claus, and Americans can’t wait to rip into their gifts.  Here’s a glimpse

MAKE HABIT YOUR SERVANT

Consider this statement by Samuel Johnson: "The chains of habit are generally too small to be felt until they are too strong to be broken!" Examine your habits. Where are they taking you?

I AM . . .

•  I am your constant companion.
•  I am your greatest helper or your heaviest burden.
•  I will push you onward or drag you down to failure.
•  I am completely at your command.
•  Half the things you do, you might as well turn them over to me and I will be able to do them quickly and correctly.
•  I am easily managed, you must merely be firm with me.
•  Show me exactly how you want something done and after a few lessons, I will do it automatically.
•  I am the servant of all great men and

Give your Life Insurance Coverage a Quick New Year Checkup

Take a Moment to Ensure You Still Have the Appropriate Policies

Risk management should be the cornerstone of a sound financial strategy.  However, insurance isn't a fun topic to discuss. No one wants to think about dying prematurely, having an accident, going through a natural disaster, or suffering from a crippling injury or disease. Denial doesn't make these tragedies any less likely to occur, but it does make them potentially more devastating than they might otherwise be. Proper planning can make it a little easier to get through tough times.

The primary purpose of life insurance is

Time to Retire Your 401(k) Part 2/2

Now that Time Magazine and the New York Times have joined CBS MoneyWatch at beating up on the 401(k), it’s only fair to ask where should we put our money instead. The traditional pension that worked out fine thirty years ago turned out out to be too static and expensive for a modern mobile workforce. So returning to the old-fashioned pension isn't an option.  You need

How to Catch a 401(k) Thief - Part 1/2 (Why your 401k needs to be retired)

Now, more than ever, it is critical that we take control of our retirement saving.  Once you see this video you'll understand why Time Magazine says that it's time to Retire Your 401(k).  Don't miss Part 2 of this series.

Learn the 9 Retirement Traps that are built into your 401(k) and how to avoid them - CLICK HERE

18 Things Your Millionaire Neighbor Won't Tell You

Having a million bucks isn't as impressive as it once was, it’s still nothing to sneeze at.  In fact, Bloomberg reports that in 2009 there were 7.8 million millionaires iin the United States.  Actually, the US is home to the most millionaires in the world.  That’s a lot of people, and odds are that some of them are living near you.

You never know, one of them might even be your neighbor.  In fact, the odds are

Retire Tax Free? YES!

Doesn't that sound awesome? Retiring with tax free dollars. Almost sounds too good to be true.  My friends, as of this writing if you own the product I am about to explain, you have a tax free retirement vehicle second to none. If you don't, we should talk.

I bring this to your attention because we're all beginning to see the how tax qualified retirement plans (401K, IRAs, SEPs and other pension plans) haven't been performing as advertised.  I won't even get into the imposed limits of these plans since I am writing about an alternative. As a matter of fact