Welcome To Retirement Playground

About Us

Hey folks thanks for visiting my blog.  My name is K. Michael Ferguson and I have a little more than 15 years experience in business management, economics, financial planning,  estate planning, and tax planning.  I am currently the owner and president of Ferguson Financial Advisors, Inc., a comprehensive personal and business financial planning firm.  I have a passion for helping families and businesses create a solid financial foundation by using asset optimization, equity management, and wealth empowerment strategies.  I teach my clients how to accumulate money on a tax-favored basis to achieve the highest possible net spendable retirement income and, how to successfully manage their equity to enhance it's liquidity, safety, and rate of return as well as maximization of their tax benefits.


I'm a public speaker and teach the Tax Free Retirement and Stay Rich for Life strategies in seminars, as well as through webinars and radio. Through my relationship with  American Classic Agency, I have access to a nationwide network of financial professionals who are trained in asset optimization, equity management, and wealth empowerment.


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More important than everything that I've just mentioned, I am a Christian, husband, father, and grandfather, who believes that one God exists in three Persons and one substance, Father, Son, and Holy Spirit. Jesus Christ is the one and only Son of God who died for our sins and arose from the dead (1 Cor. 15:1-8); and that the Bible is the inspired Word of God – a lamp unto our feet and a light unto our path (2 Tim. 3:16); that every person has worth as a creation of God, but that all have sinned and fallen short of the glory of God (Rom 3:23); that forgiveness of sins and the promise of eternal life are available to those who trust Christ as Savior and Lord (John 3:16); that the church is the body of Christ on earth, empowered by the Holy Spirit, and it exists to save the lost and edify the saved (Eph. 4:1-16); and that Jesus Christ will one day return to earth and reign forever as King of Kings and Lord of Lords (1 Thess. 4:13-18).


These beliefs determine my conduct in business and in my family life.


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This website is a “blog” which basically means that I add new content on a regular basis to it. So, on the home page, every day you will see a new article. If you would like to get each new article sent to your email inbox or to your feedreader for free then you can subscribe.